Privacy Policy

WHAT DOES Mainly Mortgages DO WITH YOUR PERSONAL INFORMATION?

WHY

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

WHAT

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and payment history

  • Income and credit history

  • Credit scores and assets

 

HOW

All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

  Does Mainly Mortgages Share Can You Limit This Sharing

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes — to offer our products and services to you

Yes No

For joint marketing with other financial companies

No  We Don't Share

For our affiliates’ everyday business purposes — information about your transactions and experiences

No  We Don't Share

For our affiliates’ everyday business purposes — information about your creditworthiness

No  We Don't Share

For nonaffiliates to market to you

Yes  Yes

 

TO LIMIT OUR SHARING:

  • Call 855-932-2563 — our menu will prompt you through your choice(s) or

  • Visit us online: mainlymortgages.com

    • Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

 

QUESTIONS

Call 888-923-9911 or go to mainlymortgages.com

 

WHO WE ARE

Mainly Mortgages, LLC.

 

WHAT WE DO

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

HOW DOES Mainly Mortgages COLLECT MY PERSONAL INFORMATION

We collect your personal information, for example, when you:

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Give us your contact information
  • Provide your mortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

WHY CAN’T I LIMIT ALL SHARING

Federal law gives you the right to limit only:

 ▪ sharing for affiliates’ everyday business purposes — information about your creditworthiness

▪ affiliates from using your information to market to you

▪ sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

WHAT HAPPENS WHEN I LIMIT SHARING FOR AN ACCOUNT I HOLD JOINTLY WITH SOMEONE ELSE?

Your choices will apply to everyone on your account

 

DEFINITIONS

Affiliates:  companies related by common ownership or control. They can be financial and nonfinancial companies. Mainly Mortgages, Inc. has no affiliates

Nonaffiliates: companies not related by common ownership or control. They can be financial or nonfinancial companies. – Home search application.

Joint marketing: a formal agreement between nonaffiliated financial companies that together market financial products or services to you. Mainly Mortgages, Inc. does not jointly market.

 

OTHER IMPORTANT INFORMATION:

Vermont is an "opt-in" state and the consumer must grant Mainly Mortgages the right to share his/her information before your information can be shared.